> For the complete documentation index, see [llms.txt](https://emas-fi.gitbook.io/emas-fi-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://emas-fi.gitbook.io/emas-fi-docs/problem-and-opportunity.md).

# Problem & Opportunity

**Problems in Traditional Finance:**

* Lack of transparency and inclusivity
* Limited access to global financial tools
* Inflation-prone fiat currencies

**EMAS-FI Opportunity:**

* Fractional ownership of gold assets
* Accessible DeFi solutions via mobile
* Stable value through gold-backed tokens